State of the Stack 2026 Launch

Insights

It’s here. ‍Today, we officially launch the State of the Stack 2026 Report: your blueprint for how modern finance teams are building and scaling with Xero at the core.

January 22, 2026

David Tuck

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Key takeaways

App Map 2.0: Discover the exact applications modern finance leaders are using to build scalable finance functions with Xero at the core.
Real-World Tech Stack Case Studies: Explore proven finance app combinations and understand exactly why they work in practical business scenarios.
The True Cost of a Finance Tech Stack: Benchmark your team's software spend to identify which tool investments deliver ROI and which ones to avoid.
The 2026 Survival Kit: Utilize a practical, step-by-step checklist to confidently build, rebuild, or optimise your finance tech stack in 2026.

State of the Stack 2026 Report

Today, we officially launch the State of the Stack 2026 Report, sponsored by Xero.

This is your blueprint for how modern finance teams are building and scaling with Xero at the core.

Discover which apps finance leaders are actually using with our white paper, shaped by insights from CFO Techstack's community of 13,000 finance leaders and analysis of 100+ real-life finance tech stacks.

Inside the report, you'll find:

App Map 2.0: See the apps finance leaders are actually using to build modern finance functions (with Xero at the core).
‍Real-world tech stack case studies: Explore proven app combinations and why they work in practice.‍
The true cost of a finance tech stack: Benchmark what teams spend, and what’s worth paying for (and what isn’t).‍
The 2026 Survival Kit: A practical checklist to build, rebuild, or optimise your stack with confidence in 2026

Whether you're building your first tech stack with Xero, moving away from an ERP, or optimising your existing tech stack, this report is a must-read!

Table of contents

Key takeaways

State of the Stack 2026 Report

Inside the report, you'll find:

Ready to level up your stack?